For all borrowers

Loan serviceability

See the monthly and total interest on a facility, your interest cover ratio, and how a capitalised-interest structure changes the picture.

Loan amount

Interest rate (p.a.)9.5%

Facility term12 mo

Annual income from the asset

Net rental or project income available to cover interest.

Capitalise interest (interest added to loan)

Monthly interest cost

$39,583

An interest cover ratio above 1.5x is comfortably serviceable.

Annual interest$475,000

Monthly interest$39,583

Total interest over term$475,000

Interest cover ratio1.52x

These are estimates. The next step is a conversation.

Every deal we fund is priced on its own merits. Share your numbers and our credit team will come back with an indicative structure.